Hi, I'm Shari Kantor
I am a local and independent health insurance advisor serving South Jersey for 10 years. I’ve built a strong reputation as a local Medicare specialist, helping over 5,000 NJ individuals navigate the complexities of Medicare, supplements, Advantage plans, and Part D.
I founded MediPlans NJ because I saw too many people getting lost in a sea of information—overwhelmed by choices, yet lacking the clear guidance needed to actually make a decision.
Specializing in Medicare early in my career taught me exactly how overwhelming this transition can be for the general public. My passion grew from a simple mission: to replace that confusion with clarity, giving my clients absolute peace of mind.
During this time, I noticed a distinct gap in the market. I consistently received inquiries from people needing help transitioning from a group employer plan to Medicare, as well as spouses leaving group coverage who needed Marketplace plans. Realizing how interconnected these needs were, I decided to expand my practice to offer health insurance for every stage of life.
My goal is to simplify and “human-ify” your Health Insurance journey by holding your hand throughout the entire process making sure your transition is seemless. Whether you are retiring and transitioning to Medicare, coming off of a group plan, or getting started as a business owner, I got you covered!
My commitment is simple: treat every client like family and make health insurance easier, more transparent, and truly comprehensive.
Life Outside the Office
When I’m not helping clients navigate the insurance maze, you can usually find me outdoors. I love spending time with my daughter, riding and caring for my horse, and hanging out with my 'common-law boyfriend' (as I affectionately like to call him!). For me, there is nothing better than starting the day with a quiet morning unplugging from the digital world, sitting in nature, and being in the moment.
Commonly Asked Questions:
Yes! Because I am an independent broker, I am contracted with a wide variety of top insurance carriers. I don’t work for a specific insurance company; I work for you. This allows me to shop the entire market and compare different plans objectively to find the perfect fit for your needs and budget.
An agent typically works exclusively for one insurance company and is limited to their specific products. A broker is independent and represents multiple carriers. Think of an agent as a representative for the insurance company, while a broker acts as a personal shopper for you.
Never. My services are 100% free to the consumer because the insurance companies pay me directly. There is no hidden markup or fee passed on to you—your plan premium remains exactly the same whether you enroll on your own or through a broker.
While commission rates can vary slightly between insurance companies, choosing a plan based on a payout rather than what is best for you is completely unethical. As an independent broker, my loyalty belongs entirely to my clients, not the insurance companies. My promise is to recommend the exact plan that fits your budget and healthcare needs—period. If you want to see how I put that into practice, I encourage you to read through my Google reviews
The health insurance landscape can be incredibly confusing to navigate on your own. By partnering with an experienced broker, you completely bypass the steep learning curve and ensure your coverage is set up correctly the first time. Missing a small detail or choosing the wrong network can cost you significant time, stress, and money down the road.
Best of all? My services come at no cost to you, so you get expert guidance with absolutely nothing to lose!
Credentials & Compliance
Written by: MediPlans NJ
Credentials: Licensed Independent Health & Medicare Insurance Advisors
Regulatory Compliance: Fully Compliant with Centers for Medicare & Medicaid Services (CMS) Guidelines
Editorial Integrity: MediPlans NJ operates as an independent advisory firm. We offer objective, non-biased comparisons across multiple top-rated Medigap carriers to help you protect your healthcare freedom without overpaying.