Resource Library
Health insurance can be confusing, but you don’t have to navigate it alone. Our Resource Library provides helpful information and straightforward guidance to help you better understand Medicare, health insurance, enrollment, costs, and coverage options.
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Medicare Savings Programs
The Federal Government and the State of New Jersey both have programs that help low-income seniors with the costs of Medicare. See below for the descriptions and Income limits. PAAD (Pharmaceutical Assistance to the Aged and Disabled)Income Limits: Single- $52,142 Married- $59,209Generic Drugs: $0-$5 Brand Drugs: $7Extras- PAAD pays deductibles, penalties, plan premiums SENIOR GOLDIncome…
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Senior Fraud: Medicare
Senior fraud encompasses a range of deceptive schemes designed to exploit older individuals who are more susceptible to malicious tactics and less technologically savvy. These scams can take many forms, including phishing emails, fraudulent phone calls, investment scams, and identity theft. Often, they use fronts such as “Medicare” to gain access to personal information. With…
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When Can I Sign Up for Medicare? A Simple Guide to Getting Started
When Can I Sign Up for Medicare? Medicare is a vital resource for millions of Americans, offering health coverage to those 65 and older, and to some younger individuals with specific disabilities. One of the most common—and important—questions people have is: When can I sign up for Medicare? If you’re approaching 65 or helping a…
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Navigating Medicare, Group Health, and the Marketplace Shouldn’t Feel Like a Full-Time Job — That’s Where We Come In
If you’ve ever tried to compare Medicare plans, choose a group health package for your employees, or shop the Health Insurance Marketplace on your own, you already know the truth: insurance is confusing by design. Endless acronyms, fine print, and sales pitches make it hard to know what you’re actually getting — or whether you’re…
Credentials & Compliance
Written by: MediPlans NJ
Credentials: Licensed Independent Health & Medicare Insurance Advisors
Regulatory Compliance: Fully Compliant with Centers for Medicare & Medicaid Services (CMS) Guidelines
Editorial Integrity: MediPlans NJ operates as an independent advisory firm. We offer objective, non-biased comparisons across multiple top-rated Medigap carriers to help you protect your healthcare freedom without overpaying.