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Affordable health solutions for your employees and your business.
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Hi, I'm Shari Kantor
A local NJ health insurance broker with 7 years dedicated to my client’s health.
I believe in real conversations, honest guidance, and making the insurance process simple and stress-free. My passion is helping people find clarity, confidence, and peace of mind-so they can focus on what matters most.
If you want Continuous Protection, Seamless Transitions and Confidence, call me!
Licensed Health Insurance Broker
License # 300955068
MediPlans NJ is Affiliated with the following Organizations
Why Work With a Local NJ Broker
No Gaps in Coverage
We ensure smooth transitions between plans so you're always protected.
Local Network Knowledge
We know the local doctors, hospitals, and carriers that server our communities.
Zero Gap Transitions
We specialize in the complex handoff between employer plans & Medicare.
Year Round Support
We're here beyond enrollment as your advocate all year long.
Quick answers to common questions.
Get expert insight on Medicare, Marketplace, and your coverage options.
You are likely experiencing the “Federal Subsidy Cliff.” On December 31, 2025, the enhanced federal tax credits expired. While New Jersey still offers NJ Health Plan Savings for households earning up $93,900 for an individual, the loss of federal aid means the average enrollee is seeing their net cost nearly double.
Yes, a 15%+ increase on a small business health insurance renewal is currently common across New Jersey and the broader group market. Health insurance carriers regularly adjust rates annually due to rising medical costs, pharmacy claims, and overall utilization.
Yes, the annual $2,100 out-of-pocket prescription drug cap applies to you in a Medicare Advantage (MA) plan.
The cap applies automatically to all Medicare Part D coverage, whether you get it through a standalone Part D plan or integrated into a Medicare Advantage Prescription Drug (MAPD) plan.
We’ve vetted the fine print so you don’t have to. Access our collection of expert-led guides, plan comparisons, and compliance updates for New Jersey Medicare Beneficiaries, Small businesses, and Families.
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Navigating Medicare, Group Health, and the Marketplace Shouldn’t Feel Like a Full-Time Job — That’s Where We Come In
If you’ve ever tried to compare Medicare plans, choose a group health package for your employees, or shop the Health Insurance Marketplace on your own, you already know the truth: insurance is confusing by design. Endless acronyms, fine print, and sales pitches make it hard to know what you’re actually getting — or whether you’re…
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Credentials & Compliance
Written by: MediPlans NJ
Credentials: Licensed Independent Health & Medicare Insurance Advisors
Regulatory Compliance: Fully Compliant with Centers for Medicare & Medicaid Services (CMS) Guidelines
Editorial Integrity: MediPlans NJ operates as an independent advisory firm. We offer objective, non-biased comparisons across multiple top-rated Medigap carriers to help you protect your healthcare freedom without overpaying.