Senior Fraud: Medicare

Senior fraud encompasses a range of deceptive schemes designed to exploit older individuals who are more susceptible to malicious tactics and less technologically savvy. These scams can take many forms, including phishing emails, fraudulent phone calls, investment scams, and identity theft. Often, they use fronts such as “Medicare” to gain access to personal information. With…

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Medicare Savings Programs

The Federal Government and the State of New Jersey both have programs that help low-income seniors with the costs of Medicare. See below for the descriptions and Income limits. PAAD (Pharmaceutical Assistance to the Aged and Disabled)Income Limits: Single- $52,142 Married- $59,209Generic Drugs: $0-$5 Brand Drugs: $7Extras- PAAD pays deductibles, penalties, plan premiums SENIOR GOLDIncome…

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Why do People “Hate” Medicare Advantage Plans

Medicare Advantage (MA) plans, or Medicare Part C, can be a source of frustration for some beneficiaries due to several perceived drawbacks and complexities. Here are some common reasons why people might dislike Medicare Advantage plans: 1. Limited Provider Networks Many Medicare Advantage plans use network-based structures, meaning beneficiaries must use specific hospitals and doctors…

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